Speakers

Sean Moss, SVP of Operations, Down Payment Resource

Sean Moss directs operations and manages a team of homeownership program experts at Down Payment Resource. Sean was named to the 2017 HousingWire Annual Insiders list and has more than 15 years of experience in the real estate and finance industry. His leadership roles ranged from loan operations to corporate-level technology projects and process improvement for small and large mortgage companies.

Tonya Todd, SVP of Strategic Products, Mountain West Financial Inc.

Tonya Todd is the Senior Vice President of Strategic Products at Mountain West Financial Inc. She is
responsible for the company’s participation and involvement in Down Payment Assistance, energy
programs and specialty programs and works closely with nonprofit organizations and housing finance
agencies to develop lending products that meet their constituent’s needs. Operationally, Tonya is
responsible for the implementation, administration, and maintenance of these programs and works
daily with all internal divisions including Loan Underwriting, Loan Purchasing, Secondary Marketing and
Servicing to ensure programs are successful for both MWF and housing partners.